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Mortgage Qualification Calculator

This calculator will help you to determine how much house you can afford and/or qualify for. Begin by clicking in the first entry field and follow the instructions that appear in the help box to the right.

Gross annual income:		Explain/Instruct
Monthly debt payments:
Length of the mortgage:	15 Years 30 Years 33 Years 38 Years
Maximum mortgage payment to income ratio (%):
Maximum debt payments to income ratio (%):
Downpayment:		Explain/Instruct
Loan Amount:
Home Price:
Monthly PMI payment:
Monthly insurance payment:
Monthly property tax payment:
Monthly principal & interest payment (P&I):

The approximate total monthly mortgage payment you qualify for:

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Disclaimer: The figures/results shown above are taken from conventional program guidelines. Results received from this calculator are designed for comparative purposes only and results are believed to be accurate. Garden Homes by E.L. does not guarantee the accuracy of any information available on this site, and is not responsible for any errors, omissions, or misrepresentations. Interest rates can change daily. Various loan programs are available, contact your sales consultant for more information.